Andrea Morgan Sales Representative


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    Andrea Morgan

    Sales Representative

    iPro Realty Ltd., Brokerage

    People ask me, “What do I need to consider when buying a home?”. I’ve composed a step-by-step guide that organizes the buying process that makes buying a home a simple and enjoyable experience!

    Step 1: Decide To Buy 

    Looking for a new home can be fun and informative, before you start the search know your requirements. Think about how much square footage you want? How many bedrooms and bathrooms? Do you want a pool in the backyard? Do you want to live close to a school or a mall or maybe a place of worship? Is public transportation important? These are just some of the questions you need answers to before you start your search.

    Once you have the list of your requirements and know your budget, you're ready to search for that special place we all call home!

    Step 2: Hire An Agent

    There are hundreds of agents that would like to work with you, how do you choose one that’s right for you?

    Be selective, they will be acting as your representative and it is essential that your agent will be looking out for your best interests 100% of the time. A great realtor is someone who listens well to help you accomplish your goal and follows through on your requirements, so your valuable time is not wasted. 

    There are a few ways to look for the right Realtor, such as: 

    • Ask friends and family for a recommendation
    • Interview realtors that are local to your preferred area, and then decide who's the best fit for you!
    • ..............or just call Andrea at (905) 334-7775 :-)

    The realtor has to be a trained professional, who has comprehensive knowledge of the area you wish to buy in.

    Step 3: Find Your Home

    There are many ways of finding that dream home! First, before you go shopping ensure you're financially ready. Know your budget. You can use my affordability calculator by clicking here.

    One thing to keep in mind is your down payments. This is a percentage of the total cost of a home that you’ll need to pay. The more money you put down, the more you’ll save on monthly payments and cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to buy your new house.

    Keeping these things in mind, you are now ready to go window shopping. Search for properties in your chosen area, check newspaper and internet listings, visit open houses. You can browse listings using the smart listings search on my website, here.

    Step 4: Make An Offer Now

    Price is not the only consideration, there are other issues that come into play. You should look carefully at the other details in the sale. Appliances, chandeliers, or even minor repairs can be included in negotiations. Shorter or longer closing dates can also be specified in the offer. 

    If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can be presented to achieve a sale price both parties consider acceptable.

    Step 5: Close The Sale

    There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections and legal fees. But once that’s taken care of - you're the new owner.

    Congratulations!  You’re ready to move in!

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